Qualifications & Regulatory Roadmap

Current Status

• Qualified by Experience (QBE) — 30+ years in financial services
• NALP Licensed Paralegal — Application in progress
• Professional Indemnity Insurance — Full coverage
• AML Registered — HMRC Money Laundering Supervision
• Companies House — Registered No. 17223044
• Data Protection — Registered ZC149084

In Progress

• NALP License to Practice — Submission Q3 2026
• CeMAP Module 1 — Mortgage advice qualification
• Consumer Duty Training — FCA's new consumer protection standard
• FCA CMC Authorisation — Appointed Representative route under assessment

FCA CMC Roadmap

1. Appointed Representative (AR) Route — Partner with an existing FCA‑authorised CMC
2. Full CMC Application — Direct authorisation (12-18 months)
3. Compliance Systems & Controls — Implement FCA-compliant frameworks
4. Ongoing Training & Competence — Continuous professional development

Until authorised, CareQuest operates within unregulated activities only — non‑reserved legal work and general financial guidance.

Required Qualifications